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Business & Agriculture Mortgages

No matter your needs – construction, expansion or refinancing, we have a flexible mortgage option to fit your business.


Explore your mortgage options

Conventional Mortgage

Get a mortgage that flexes to meet your unique business needs.

Whether you're purchasing a new building, expanding your current facilities, expanding your land holdings, or looking to refinance, we've got a mortgage product that offers great rates, flexible payments, and room to grow.

  • Borrow up to 75% of the appraised value or purchase price (whichever is less)

  • 1-5 year term options

  • Up to 25-year amortization

  • Fixed or variable repayment options

  • Competitive interest rates

  • Prepayment flexibility

  • For new builds – optional monthly interest only payments during construction (up to one year)

  • Optional and affordable life, disability, loss of employment and critical illness insurance coverage to protect your investment

Canada Agricultural Loans Act (CALA) Mortgage

Fund the improvements your farming operation needs to grow.

The CALA is a federal government-guaranteed loan program designed to provide eligible farmers and farm co-operatives with easier access to funds for improvements and the processing, distribution, and marketing of farm products.

Purchase options:

  • Purchase farm real estate, livestock (breeding herd) and farm equipment (including repairs)

  • Construct farm buildings

  • Purchase crop storage condominiums

  • Consolidate certain types of debt

  • Supplement a farm's energy use with power from renewable sources


  • Up to 80% of required capital for eligible business assets, therefore a smaller down payment of 20% is required

  • Maximum term of 15 years

  • Flexible repayment options

  • Variable interest rates

  • Expenditures made within 60 days before the day on which the loan is disbursed are eligible for financing

Canada Small Business Financing Program (CSBFP) Mortgage

Access financing to help your business get established, expand, modernize, and improve.

The CSBFP is a federal government-backed program designed to make it easier for small businesses to access funding to support their growth and goals.

  • No minimum borrowing requirement, with the maximum loan amount set at $500,000

  • Up to 90% financing for eligible business-related assets, therefore a smaller down payment of 10% is required

  • Fixed or variable rates

  • Flexible repayment options

  • Amortizations of up to 10 years

  • Expenditures and assets purchased up to 180 days prior to the loan approval date are eligible for financing

Ready to get set up?

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Have questions or need support?

Don’t hesitate to reach out. Our lending specialists will happily take the time to get to know your business, answer any questions and help you determine the best way to reach your goals.

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Access the money you need for any business goal

Whether you need ongoing access to funds or financing for your next big business goal, we have a borrowing option to help.

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Find the right credit card for your business

Whether you’re looking for premium rewards, cash back or a low interest rate, we have a credit card to suit your business needs.