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Interac e-Transfers®

The fast, simple and secure way to send money within Canada.


    Sending an e-Transfer is easy

    All you need is an email or mobile phone number and online banking access. And the best part is, it's absolutely free!

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    Making e-Transfers is now even easier!

    With enhanced features, you can request funds owed to you and automatically deposit e-Transfers directly into your account, making sending money a breeze.


    How to get started

    To access Interac e-Transfer, you first need to be registered for online banking. If you’re not currently registered, get in touch with our office at 306.397.2242 to set up your account. Then:

    Create your Sender Profile (First-Time Users Only):

    • Simply log in to our online banking system via your computer or our mobile app.

    • Click on the 'Transfers' tab on the blue menu bar on the left side of the screen, select 'Interac® e-Transfer'. If you are using our mobile app, simply select the 'Interac e-Transfer' icon.

    • Complete your contact information, click the 'Create Profile" button and Confirm.

    Add Recipient(s):

    • From the Interac e-Transfer screen, click the 'Add New Recipient' link. If you are using our mobile app, select Settings > Manage Recipients > Add Recipients and choose if you would like to "Add a new recipient" or "Choose From Your Contacts".

    • Enter the person's name, mobile phone number and/or e-mail address OR select the contact you wish to add and select sending method(s).

    • Choose a Security Question and Answer (3-25 letters only) that the recipient will know.


    Sending an e-Transfer

    • From the 'Transfers' menu, select 'Send Interac® e-Transfer'. If you are using our mobile app, simply select the 'Interac e-Transfer' icon.

    • Select the recipient and the send method.

    • Select an account from which to make the transfer and enter the amount.

    • You also have the option to send a message to the recipient.

    • Click on 'Send Transfer’ and Confirm.

    • Your account will be debited the transfer amount immediately, however, for security reasons Interac® holds all transactions for 30 minutes before processing.

    • You can track the transfer status or cancel transfers using the buttons in the left navigation ("Pending...", "Search...") – you will receive notification when a recipient has deposited the funds.

    Sending Limits:

    Per Transaction – $3,000

    7 day rolling limit – $10,000

    30 day rolling limit – $20,000

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    Receiving an e-Transfer

    You'll receive an email or text message containing an encrypted link (the encrypted link can be identified by the use of 'https' instead of 'http'):

    • Click on the link and you'll be taken to a secure Interac website.

    • From the Interac website, scroll to the Select Province or Territory drop-down and choose Saskatchewan, then select Edam Credit Union from the Select Credit Union drop-down and click 'Deposit'. You'll be redirected to our online banking login screen.

    • Log in and answer the security question to accept the transfer.

    • Select the account where you wish to deposit the money.


    If the recipient does not use a participating financial institution, they can click on a link within the message, select "My financial institution does not appear here" and then create a profile with Interac, who will proceed to deposit the funds into their account in 3-5 business days (a fee will apply).

    Have questions or need support?

    Don’t hesitate to reach out. We’ll be happy to help.

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    Benefit from more banking services

    Need a safety deposit box or bank draft? Want to make a wire or pre-authorized transfer? We can support you with these services and more.